Initial payment of $79 per enrolled includes comprehensive audit and first round of unlimited disputes. Charges are only applied after work has been performed.
Here are the services included in our initial Audit:
Negative items added to database
Complete Setup of account
First round of Disputes, Demands and Requests completed
Provided with 24/7 online account access
Details of Consumers Rights
Provided with Credit Report Evaluation
11 – 22 page Audit
Initial Audit Fee
Individual
Initial Audit Fee
Couple
(Includes Month One Disputes)
The credit bureaus are required, under law to report 100% accurate information. You should NOT have someone else’s name or address on your credit report. These are called credit merge and a possibility of their items jumping onto your credit report. We work to remove the following:
We realize that many people have late payments on your credit report. If so, we will contact the credit bureaus and creditors to demand they are reporting 100% accurate information pursuant to the Fair Credit Reporting Act (FCRA) and the Fair Credit Billing Act (FCBA). We ONLY charge if all late payments are deleted on that particular account.
Collection accounts are damaging to your credit profile. They can become a burden and you may not know exactly what rights you have. We legally suggest that you do not pay a collection agency, but before you do, ensure that they provide proper validation and are able to prove the account is yours. There are many times where collection agencies report inaccurate information on your credit report so it is their responsibility to provide verification that the accounts are in fact yours and reporting accurately.
A charge-off happens when an account typically goes over 180-past due and the creditor has closed your account. They then will either two things, hire a collection agency to collect the debt or file a judgment against you. Just like with any other account, the account must be listed 100% accurate on your credit report and this must be proven. Many people thing that when they see the notation “Charged-Off” or “Write Off” that they do not owe the debt. This is incorrect. This just means that the they chose the option to not have to pay taxes on money they did not receive from you. To work to remove these types of account. we will ensure the creditors do the following:
No one likes it when their car is repossessed. By we don’t want you to feel that you are never able to recover. Creditors and credit bureaus must report accurate information on your credit report. As well as provide documentation that supports any information reported. Lenders must do the following:
In 2017 Judgments no longer are reporting to TransUnion, Equifax and Experian. They also started not including Tax Liens to report to the 3 major credit bureaus. But they didn’t disappear. They are found through third party companies like, LexisNexis or PACER, among others. The only public record that is reporting to the 3 credit bureaus are Bankruptcies.
Adjust the slider to reflect how many collection(s) you want to remove from your credit report.
The cost to remove 1 items from each credit bureau is $79.
Our New Unlimited Deletion Plan is now only $79 per month. Cancel anytime.
In any case that we are unable to delete any negative, inaccurate, outdated or unverifiable items from your credit report in 90 days, we will refund your Audit Fee. It’s that simple.
A deletion fee is invoiced for the complete deletion of an item. The deletion fees above are per item and per bureau. The deletion of ANY item from ANY bureau counts as ONE (1) deletion. The deletion of any account or public record from all three credit bureaus counts as THREE (3) deletions.
We'll professionally analyze your credit report and tell you how your credit can be improved.
We've teach you tools and tips for you to maintain great credit for your lifetime. It's what we're here for.
We remove inaccurate and unverifiable items from your credit report. Pay only for what we complete.
Only pay for work that we've completed. We'll never charge you before we get you results.
Our payment method is budget-friendly -- no need to worry about selling your car for credit repair.
Maintain your membership for 120 days and if we don't remove any derogatory items we'll refund all monthly fees paid (excluding first work fee).
Life altering events such as a Job Layoff, Health Issues, or Divorce can cause what we call Credit Stink. These life events can leave your credit profile with derogatory marks that make it difficult and expensive to buy a car, finance a home, get a job, or even rent an apartment.
THIS IS A TEAM SPORT. We will work in partnership with your Realtor® and/or Mortgage Lender to make sure we are moving you in the right direction toward your target credit score needed for loan approval.
ENROLL NOWExpedite your higher credit score with Transunion, Equifax, and Experian.